I. Introduction

2024 has been a transformative year for Walnut, as the company made significant strides in various aspects of its business within the dynamic financial 

technology landscape. This report offers a detailed overview of the company's performance, key events, and notable achievements during the year, along 

with an outlook for 2025.

II. 2024 Achievements

A. Business Growth and User Engagement

User Base Expansion: The number of registered users on the Walnut platform grew by an impressive 50% year-on-year, reaching a total of 4 million users

globally. This growth was driven by a combination of effective marketing strategies, word-of-mouth referrals, and the introduction of innovative features.

Transaction Volume Surge: The total transaction volume on the platform soared to $15 billion, marking a 70% increase compared to the previous year. This

was attributed to the growing confidence of users in the platform's trading capabilities and the expansion of available financial instruments.

B. Brokerage and Agent System Success

Agent Network Growth: The Walnut Brokerage and Agent System witnessed remarkable expansion, with the number of active agents increasing by 60% to

reach 50,000. These agents played a crucial role in attracting new users and facilitating transactions.

Integrated Incentive Programs: The introduction of an integrated incentive program, based on a tiered points system, proved to be highly effective. Agents

were able to earn points through various activities such as client referrals, trading volume generation, and participation in training programs. Over 80% of

agents reported increased motivation and productivity as a result of the program.

Performance Metrics: Agents who reached the top tier of the points system achieved an average monthly income of $10,000, with the highest earner

generating over $50,000 in a single month. The overall contribution of agents to the company's revenue increased by 40%, reaching $200 million.

C. Technological Advancements and Platform Enhancements

Advanced Trading Tools: The implementation of state-of-the-art trading algorithms and risk management tools led to a 30% reduction in trading losses for

users. The platform's new order execution system reduced latency by 50%, ensuring faster and more accurate trade executions.

Mobile Application Optimization: The Walnut mobile app was optimized for better user experience, resulting in a 60% increase in daily active users and a

45% rise in mobile trading volume. The app's new features, such as real-time market alerts and personalized investment recommendations, were 

well-received by users.

III. Key Events in 2024

A. Strategic Partnerships and Collaborations

Financial Institution Alliances: Walnut formed strategic partnerships with three leading global financial institutions, enabling enhanced liquidity and access 

to a wider range of financial products. These partnerships also facilitated the expansion of the company's services into new regions.

Fintech Ecosystem Integration: The company integrated with several fintech startups to offer additional services such as digital wallets, blockchain-based

settlements, and robo-advisory solutions. This enhanced the overall value proposition for users and strengthened Walnut's position in the fintech ecosystem.

B. Product Launches and Service Expansions

New Investment Offerings: Walnut launched a series of innovative investment products, including thematic portfolios focused on emerging sectors such as

green energy and artificial intelligence. These products attracted over $300 million in assets under management within the first three months of launch.

Educational Resources and Training Programs: The company introduced a comprehensive suite of educational resources and training programs for users 

and agents. These initiatives included webinars, online courses, and in-person seminars, with over 100,000 participants throughout the year.

C. Regulatory Compliance and Licensing

Regulatory Approvals: Walnut obtained key regulatory approvals in several major jurisdictions, ensuring compliance with local laws and regulations. This

enhanced the company's credibility and trustworthiness among users and partners.

AML and KYC Enhancements: The implementation of advanced anti-money laundering (AML) and know-your-customer (KYC) procedures strengthened the

platform's security and integrity. This led to a 70% reduction in fraudulent activities and ensured a safe trading environment for users.

IV. 2025 Outlook and Plans

A. Product Innovation

Natural Language Processing (NLP) Integration: Walnut will invest in the development and implementation of NLP technology to analyze market news, 

reports, and social media data. This will enable the platform to provide users with more accurate and timely market insights, enhancing their investment 

decision-making process.

Quantum Computing Exploration: The company will explore the potential application of quantum computing in financial models and algorithms. This could significantly improve computational speed and the ability to handle complex financial problems, leading to more efficient portfolio management and risk assessment.

B. Partnership Expansion

Academic and Research Collaborations: Walnut will establish partnerships with leading universities and research institutions to conduct joint research 

projects and stay at the forefront of technological innovation. This will involve sharing knowledge and resources to develop new financial products and 

services.

Cross-Industry Collaborations: The company will expand its cooperation with other industries, such as retail, healthcare, and manufacturing. By leveraging 

its AI and data analytics capabilities, Walnut will explore opportunities to provide innovative financial solutions to these sectors, such as supply chain 

finance and personalized healthcare financing.

C. Agent and User Experience Enhancement

Agent Training and Support: Walnut will enhance its agent training and support programs to further improve the performance and productivity of its agent 

network. This will include advanced training in financial markets, sales techniques, and customer relationship management.

User-Centric Platform Improvements: The company will continue to focus on improving the user experience by introducing new features and functionality 

to the platform. This will include enhanced portfolio tracking, social trading capabilities, and personalized investment advice.